What This Privacy Policy Covers
This policy applies to every piece of information you share when creating and using your j8o account, including name, contact details, device identifiers and payment references linked to UPI, Paytm or PhonePe transactions. We collect only what is necessary to run your account, process withdrawals and
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meet the obligations that apply in the jurisdictions where we operate. Access to j8o depends on local law and is available where local law permits. We do not store full payment credentials — payment rails handle that on their own infrastructure. Data you provide is held
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on servers with encryption at rest and in transit. Where a third-party processor handles a payment or identity check, they operate under contractual data-protection terms aligned with this policy. You have the right to ask what data we hold and to request corrections at any time
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through your account settings or by contacting our support team.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.